Fee Table: EEA Residents (Individuals)
Status: 22.09.2026If the table extends beyond the screen, scroll horizontally to see all fees. Keyboard users can focus the table area and use the left and right arrow keys.
| TARIFF | PERSONAL | PREMIER | PRESTIGE | |||
|---|---|---|---|---|---|---|
| % | EUR | % | EUR | % | EUR | |
| WEB INTERFACE (mobile App coming soon) | ||||||
| Account opening fee 8 | 8.90 | 8.90 | 8.90 | |||
| Monthly account fee 9 (incl. 1 named multi-currency IBAN & 1 digital currency wallet) | 0.00 | 7.90 | 14.90 | |||
| Monthly account fee paid annually in advance 9 | n/a | 86.90 | 163.90 | |||
| Inactivity fee monthly (applicable after 3 consecutive months inactivity) | 5.00 | 0.00 | 0.00 | |||
| FIAT ACCOUNTS | ||||||
| Monthly fee per additional fiat multi-currency IBAN (if available) | 1.00 | 0.50 | 0.00 | |||
| DIGITAL CURRENCY eWALLETS | ||||||
| Monthly fee per additional eWallet (first incl. in monthly account fee) | 2.00 | 1.50 | 1.10 | |||
| PAYMENTS INCOMING TRANSFERS | ||||||
| Incoming Internal transaction (within same currency) 1 | 0.25 | 0.00 | 0.00 | |||
| Incoming SEPA INSTANT 6 (PREMIER / PRESTIGE Tariff: monthly 10 free) | 0.50 | 0.25 | 0.20 | |||
| Incoming SWIFT 1,2 | 35.00 | 30.00 | 25.00 | |||
| PAYMENTS OUTGOING TRANSFERS | ||||||
| Outgoing internal transactions (within same currency) 1 | 0.25 | 0.00 | 0.00 | |||
| Outgoing SEPA INSTANT (the higher fee % OR flat is applicable, not both) | 0.25% | 1.50 | 0.20% | 1.20 | 0.15% | 0.75 |
| Outgoing SWIFT 1,2 (the higher fee % OR flat is applicable, not both) | 0.25% | 35.00 | 0.20% | 30.00 | 0.15% | 25.00 |
| FOREIGN EXCHANGE (FX) | ||||||
| fiat into other fiat currency 4 | 0.90% | 0.70 % | 0.60 % | |||
| fiat and stablecoin exchange (on-/offramping) 5 | 1.00% | 0.80% | 0.60% | |||
| fiat and other digital assets exchange (on-/offramping) 5 | 1.10% | 0.90 % | 0.70% | |||
| DEBIT CARDS (available exclusively to EU and UK residents) | ||||||
| Issuing of virtual Debit Card (incl. Apple Pay & Google Pay) | 1.90 | 0.00 | 0.00 | |||
| Monthly fee per virtual Debit Card | 1.00 | 0.00 | 0.00 | |||
| Issuing of physical Debit Card (Mastercard Plastic) | 12.90 | 8.90 | 6.90 | |||
| Envelope & Dispatch of physical Debit Card | at costs | at costs | at costs | |||
| Monthly fee per physical Debit Card (Mastercard Plastic) | 3.00 | 2.50 | 2.00 | |||
| Purchases at Point of Sale / online 3 | 0.06 | 0.00 | 0.00 | |||
| Card Foreign Exchange fee 3 | 3.00% | 3.00 | 2.75 % | min. 2.50 | 2.50 % | min. 1.50 |
| Card Chargeback fee (+pass through) | 45.00 | 45.00 | 45.00 | |||
| WITHDRAWALS | ||||||
| Cash withdrawal at local ATMs with card (max. 4 times €500/£500 daily) | 7.00 | 5.00 | 3.00 | |||
| Cash withdrawal abroad at ATM (max. 4 times €500/£500 daily) | 3.50% | min. 7.00 | 3.00 % | min. 5.00 | 2.50 % | min. 3.00 |
| Digital Asset withdrawal fee | 2.00% | min. 11.00 | 1.50 % | min. 9.00 | 1.10 % | min. 7.00 |
| OTHER FEES | ||||||
| Reject, Recall, Refund, Return transactions | 45.00 | 45.00 | 45.00 | |||
| Confirmation letter, bank enquiries | 45.00 | 45.00 | 45.00 | |||
| Payment research (+actual costs) | 45.00 | 45.00 | 45.00 | |||
- 1 If currency exchange is requested the fiat Foreign Exchange (FX) fee will be applicable. For internal transactions between own accounts only the outgoing will be charged, not twice for IN and OUT.
- 2 Correspondent bank fees might be charged additionally. SWIFT settlement available for EUR, GBP, USD.
- 3 Card Foreign Exchange (Card FX) fee is applicable for processed transactions outside of supported 21 currencies (GBP, EUR, USD, AED, AUD, CAD, CHF, CZK, DKK, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, TRY, ZAR). Otherwise, fiat FX fee applies.
- 4 indicative fiat Foreign Exchange (FX) fee is subject of underlying currency pair / volume and may deviate.
- 5 Gas fees may apply and will be paid by the customer.
- 6 In PREMIER / PRESTIGE tariff: The first 10 incoming SEPA transactions each month are included.The displayed fee will be charged for each incoming SEPA transaction from the 11th onwards.
- 7 In PREMIER / PRESTIGE tariff: The first 10 incoming FPS/BACS transactions each month are included. The displayed fee will be charged for each incoming FPS/BACS transaction from the 11th onwards.
- 8 Charged for every KYC/Corporate Onboarding flow which is started, whether successful or not.
- 9 Charged for any account opened in the calendar month. Whether opened on the first or last day of a calendar month.