Send Money Anywhere.
Get Paid Everywhere.

Instead of fragmented solutions for your global payments, Globalnet.finance connects:

• dedicated (named) multi-currency IBANs,
• local & international third-party pay-ins and payouts,
• bulk payments,
• digital wallets,
• foreign exchange & on-/off-ramp (with settlement to EUR, GBP, USD),
• virtual & physical Debit Cards (for UK and EU residents),
• Payment Prepaid Cards for top-up with digital assets (globally available) within one platform.

This allows you to manage local and international payments globally with just 1 access point, keep track of all transactions clearly, save unnecessary transfer times and fees, and manage everything through an intuitive solution.

1. Click on "Sign up" in the top right-hand corner of the website https://globalnet.finance or on "Open an account" on the website.
2. Enter your full name, email address, and select whether you are registering as an individual (including freelancers/self-employed individuals) or as a company (including sole proprietors).
3. Please select the product(s) you would like to use. Your selection determines which verification (KYC) process is required.

   Before making your choice, please review the fee table.

   • Bank Account or Both: You only need to complete one KYC verification for all available products.
   • Crypto Cards only: If you decide to apply for a Bank Account later, you will need to complete an additional KYC verification at that time.
4. Complete identification and verification of yourself (KYC) or your company (KYB) for account activation.

If you are an individual, freelancer or self-employed person and are at least 18 years old, register for an Individual Account.

As a company (e.g. Sole Trader, Ltd, SL, SA, GmbH, AG, Partnership, etc.), register for a Business Account.

Use is not permitted for sanctioned individuals/companies or individuals/companies resident in sanctioned countries. Furthermore, we do not support companies with business activities in the following areas:

• Crypto & Digital Asset Providers
• Financial Services & Insurance
• Military & Defence
• Nuclear Material / Power
• Pharmaceuticals (incl. CBD, THC)
• Unregulated Charities
• Weapons & Firearms

If you operate in a High Risk Industry, your company must be located in a non-High Risk Country and must have been incorporated for 3 years or more. (Approval is subject to enhanced due diligence and is assessed on a case-by-case basis. A higher account opening fee could be applicable.)

If you are unsure, get in touch and request a non-binding pre-approval: contact@globalnet.finance

Globalnet.finance is available globally, but is primarily aimed at individuals and companies in the UK and the European Economic Area (EEA). Debit Cards are availabe to UK and EU residents only. All applications from outside these regions will be reviewed on a case-by-case basis.

Payment Prepaid Cards can be issued globally and can be ordered directly from the dashboard following successful identification and verification. Virtual cards are available instantly.

Contact us at contact@globalnet.finance if you are unsure or if:

• You are interested in a Corporate Card Programme: i.e. your company manages and administers cards issued to individuals associated with the company. These cards can be centrally topped up, e.g. for team members to cover company expenses or for the payment of remuneration.

Registration and verification are usually completed within a few minutes. Please prepare the required documents and you will be guided through the following process:

• Full legal name (including any middle names), date of birth, nationality, residential address, phone, email, (tax residence / tax number might be requested in some cases);
• Identity document verification with a liveness/selfie check (National photo ID card, Passport, Photo Driving Licence [only for non-EEA residents] - must be valid for at least 6 months);
• Proof of address (e.g. utility bill, bank statement [should be from a bank, not an EMI/Financial Institution], credit card statement, council tax bill, rental agreement, other government-issued documents - issued within the last 3 months);
• Declaration of whether you are a politically exposed person or whether you are related to one (PEP - you will know if you are);
• Purpose of the account, expected activity, source of funds, and a declaration that the account will not be used on behalf of anyone else.

Registration and verification depend on the complexity of your business and whether all requested documents are valid. The review, verification and approval process usually requires 1 to 3 business days. Please note that a higher onboarding fee applies to complex cases (see fee table). Please prepare the required documents and you will be guided through the following process:

• Legal name, registration number, registered and operating address, country of incorporation, tax/VAT details;
• Registry extract, constitutional documents, and proof of address (e.g. utility bill, bank statement [should be from a bank, not an EMI/Financial Institution], credit card statement, council tax bill, rental agreement, other government-issued documents - issued within the last 3 months);
• Directors, authorised signatories and ultimate beneficial owners, with ownership percentages and identity checks on the relevant people (ID card, Passport, Photo Driving Licence [only for non-EEA residents] - must be valid for at least 6 months);
• Ownership chart up to the natural persons (dated and signed);
• Business description, website, terms, refund policy; licences for any regulated activity; flow of funds; expected activity.

Acceptable certifiers

All documents requiring certification must be certified by one of the following professionals:

• An official of a Credit or Financial Institution
• Auditor
• Insolvency Practitioner
• Chartered Accountant
• Tax Advisor
• Legal Professional
• Councillor (Local or Municipality) Government
• Embassy or Consulate (only authorised to certify POA documents)

To be accepted, the certified copy must include:

• A stamp or handwritten statement on the copy document with the following wording: "I certify that this is a true copy of the original seen by me"; AND
• The following details of the certifier:
  • Occupation, address, and telephone number
  • Signature with printed name and date of signature
  • Registration number, where applicable (e.g., SRA number, CIMA number)

All applicable fees are listed in the Fee Table and are charged in EUR for EEA residents or businesses and in GBP for UK & non-EEA residents or businesses.

Payment Cards are charged in USD and can be issued globally. (147 countries)

If an account opening fee applies, you must pay it before your account can be activated.

A higher account opening fee may apply in more complex cases. We will let you know if this applies to you.

The account opening fee covers the costs of identifying and verifying yourself or your company and the individuals associated with it. The fee is non-refundable and applies regardless of the outcome of our review.

Individuals residing in UK or EU can order 1 virtual Card and 1 physical Debit Card. In addition, a Payment Card (virtual or physical) can be ordered and topped up with digital assets.

Companies can order Debit Cards or Payment Cards for their authorised representatives, in the same way as individual customers. In addition, they can order Debit Cards or Payment Cards for all employees / customers / individuals associated with the company (Corporate Card Programme). These can be used, for example, to pay remuneration or to cover company-related expenses following prior top-up.

At present, the service is browser-based but can be accessed from any device. For an improved user experience, we are working on mobile apps, which will be available in 2027. Sign up for updates and news through the Globalnet.finance newsletter.